Savings Accounts
Compare Australian savings account rates, bonus conditions, and fees at a glance. Last updated: 09/09/2025
Rates can change without notice. Last verified: 09/09/2025 (AEST). Please confirm details on the bank’s official page.
The right savings account can help you grow an emergency fund, save for a holiday, or reach your first-home deposit sooner. We highlight the details that matter most so you can choose with confidence.
| Bank | Account | Max rate | Base rate | Bonus rate | Bonus rules / notes | Verified | Action |
|---|---|---|---|---|---|---|---|
| Rabobank | High Interest Savings Account | 5% | 3.45% | 1.55% | Earn bonus interest each month you deposit $200 and make no withdrawals. | 2025-09-09 | |
| ING | Savings Maximiser | 4.8% | 5% | 4.75% | Deposit $1,000+ monthly and make 5+ card purchases to earn bonus rate. | 2025-09-09 | |
| ubank | Save Account | 5% | 4.35% | 0% | Deposit $200+ each month to qualify for bonus rate. | 2025-09-09 | |
| Macquarie | Savings Account | 4.75% | 4.75% | 0% | No deposit or transaction conditions — same rate on every balance. | 2025-09-09 |
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Mortgages & offsets
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Information is general in nature and may change without notice. Check rates, eligibility and fees on the bank’s website before applying.